The purpose of this Privacy Policy is to describe the type of information collected by this website and to explain how we collect, use and distribute any personal information you may provide to us. It also describes how you may access and update any information you have provided, as well as how you can choose to have your personal information deleted from our company records. In addition to both state and federal regulations, we are also guided by certain industry standards, which are designed to enhance trust among consumers and online merchants or service providers. By adhering to all of the above mentioned requirements, we can ensure that we treat consumers with respect and use fair, non-abusive information collection practices. It is our goal to ensure that you feel safe and secure when you use our website. Any time you visit or use this site, you are agreeing to this Privacy Policy. If you do not agree with the Policy, or how we use your information, we ask that you do not use this website or submit any personal information. We may change this policy from time to time by updating this page without any notice. Any questions regarding our Privacy Policy or information collection practices should be sent to us via email at contact@autocoveragepro.com*
Please read this information carefully and print a copy and/or retain this information for
future reference. By utilizing this website and clicking the “submit” button, you are submitting a
request to be connected with one of our insurance carriers.In order to attempt to connect you with a
insurance carrier that may offer you a financial product or service, the insurance carriers need your
consent to use and accept electronic signatures, records, and disclosures ('E-Consent'). This policy
notifies you of your rights when receiving electronic disclosures, notices, information and other forms
of communication. By submitting your information on our website, you acknowledge that you have received
and reviewed this E-Consent Policy, and that you consent to conduct transactions using electronic
signatures, electronic disclosures, electronic records, and electronic contract documents
('Disclosures').
Option for Paper or Non-Electronic Records. If you are connected with an insurance carrier and said
insurance carrier determines that you are a potential candidate for an insurance policy, and said
insurance carrier offers you an electronic copy of any pertinent Disclosures related to that policy, you
may, at any time, request any Disclosures in paper form by contacting the insurance carrier directly.
Depending on the specific Disclosure request to the insurance carrier, the insurance carrier may be able
to provide these Disclosures to you at no or minimal charge. Each insurance carrier shall retain all
Disclosures as required by any applicable laws to the specific transaction.
Scope of Consent. This E-Consent Policy applies to all interactions online concerning you and the
insurance carrier you may be connected with, and includes those interactions engaged in on any mobile
device, including phones, smart-phones, tablets, and any other electronic device that allows the
consumer to connect to the Internet. By exercising this E-Consent, the insurance carrier may process
your information and interact during all online interactions with you electronically. The insurance
carrier may also send you notices electronically related to its interactions and transactions.
Disclosures may be provided online at your l insurance carrier’s website, and may be provided by e-mail.
See above for guidance on how to request paper copies.
Consenting to Do Business Electronically. Before you decide to do business electronically with an
insurance carrier, you should consider whether 1. You wish to conduct business electronically, and 2.
You have the required hardware and software capabilities described below.
Hardware and Software Requirements. To both access and retain the Disclosures electronically, at a
minimum, you will need to use the following computer software and hardware: A PC or MAC compatible
computer or other device capable of accessing the Internet, access to an electronic mail (e-mail)
account, and an Internet Browser software program that supports at least 256-BIT encryption, including
but not limited to, Microsoft® Internet Explorer, Google Chrome® or Mozilla Firefox®. To read some
documents, you may need a PDF file reader like Adobe® Acrobat Reader® or Foxit®. You will need a printer
or a long-term storage device, such as your computer's disk drive, to retain a copy of the Disclosures
for future reference. You may send any questions regarding the specific hardware and software
requirements directly to your insurance carrier.
Withdrawing Consent. If you are connected with one or more third-party insurance carriers, you are free
to withdraw your E-Consent with those insurance carriers at any time, and at no charge. However, if you
withdraw this E-Consent before being connected with an insurance carrier, you may be prevented from
obtaining an offer as this consent is required, for this one time transaction, to facilitate the
connection and to conduct business. Contact your insurance carrier directly if you wish to withdraw this
E-Consent. If you decide to withdraw this E-Consent, the legal effectiveness, validity, and
enforceability of prior electronic disclosures will not be affected.
Change to Your Contact Information. You should keep your insurance carrier informed of any change in
either your electronic address or physical mailing address. Your insurance carrier will have specific
instructions on how to update your contact information, if necessary. Please note that
autocoveragepro.com cannot update your information for you.
Your Ability to Access Disclosures. By clicking and submitting your information, you assent to our terms
and conditions. You acknowledge that you can access the disclosures in the designated formats described
above.
We operate, own and maintain autocoveragepro.com and may be referred to as ‘company’, ‘us’, ‘our’, ‘we’, ‘site’ or ‘website’ throughout this document and website. Through the use of this site, we also operate a database of prospective customers, which is known as the ‘service’. To promote this site and add to our database, we utilize any number of third parties, affiliates and media advertisements.
It is every consumer’s right to add his or her telephone number to the National Do Not Call Registry,
which, in general, applies to any plan, program, or campaign to sell goods or services through
interstate phone calls. However, a company may call a consumer with whom it has an established business
relationship for up to eighteen (18) months after the consumer’s last purchase, delivery or payment, and
for up to three (3) months after the consumer submits an application or an inquiry to the company, even
if the consumer’s number has been added to the National Do Not Call Registry.
autocoveragepro.com does not make outbound phone calls to consumers, and therefore does not maintain
an internal do not call registry of its own. If you no longer wish to receive phone calls from an
insurance carrier you got connected with, you will have to contact them directly and request that your
telephone number be placed on their specific do not call list.
Types of Information Collected
PERSONAL INFORMATION: autocoveragepro.com collects information from both existing and prospective
customers in an attempt to connect them with insurance carriers for the products and services they
request. You may be required to provide certain personal information to us when you elect to use certain
products or services available on the Site. We do not collect any personal information about you unless
you voluntarily provide it to us.
The personal information collected includes but is not limited to name, current home address, email
address, telephone numbers, bank and account numbers, date of birth, social security number, driver’s
license, your military status, income, and your employer information. Additional information might be
required as part of the insurance policy request form based on the product and services you are looking
for.
NON-PERSONAL INFORMATION: We may also collect certain information about your computer for analytics
purposes. Some of this information includes your IP address, the type of browser you are using, the
times you access our website, and the website that referred you. This information is used to help
improve the quality of the services that we provide to you, including the way these services are
delivered, and to generate statistics about the way our site is used.
When you use our services and submit an insurance policy request form via autocoveragepro.com, you provide your consent to share all the information you provide to us with our network of insurance carriers, these will include insurance carriers that we have completed due diligence on and who will only use your data in order to complete your insurance policy request if you are approved with them. Because we do not know which insurance carrier you might be connected to, we cannot list or specify each insurance carrier. We do not rent, sell, or share your information with any other third parties unless it is with your explicit consent. If you are connected with one of our insurance s, you will be redirected to that insurance carrier and they may require their own consent for data sharing.
We may also disclose personal information about you when:
We are required to do so by law, such as when we are subpoenaed
We have reason to believe that doing so is necessary for the protection of our rights, to protect your safety or the safety of others, to respond to a request from the government or to investigate alleged or factual fraud.
We are involved in a merger, sale or acquisition of our company or assets.
You have provided your consent to give your information to other third parties.
Under California’s “Shine the Light” law, CA Civil Code § 1798.83, California residents who provide
personal information in obtaining products or services for personal, family or household use are
entitled to request and obtain from us once a calendar year information about the customer information
we shared, if any, with any third parties. If applicable, this information would include the categories
of customer information and the names and addresses of those businesses with which we shared customer
information for the immediately prior calendar year (e.g. requests made in 2018 will receive information
regarding 2017 sharing activities).
Even though we do not sell or share your information with any third parties except for the licensed
insurance carriers in our network, you can still submit a request to obtain this information. Please
send an email message to contact@autocoveragepro.com with “Request for California Privacy Information”
on the subject line and in the body of your message. We will provide the requested information to you at
your e-mail address in response. Please be aware that not all information sharing is covered by the
“Shine the Light” requirements and only information on covered sharing will be included in our response.
You may choose not to receive any communications from us by not submitting your personal
information via the insurance policy request form on our website. During registration and/or when you
submit personally identifiable information to us at this website, you acknowledge that you have opted-in
to request that we share your personal information with the participating insurance carriers of our
network in order to fulfill your insurance policy request. If at any time you wish to opt out from
receiving communications from autocoveragepro.com, please email contact@autocoveragepro.com and
request that communications cease, and to be added to the do not contact list. Unsubscribe function
instructions can also be found on any email or sms communications from autocoveragepro.com, or you can
use the unsubscribe feature here: autocoveragepro.com/unsubscribe.
If you are eventually contacted by any of autocoveragepro.com’s insurance carriers, you should notify
them directly of your choices regardingtheir use and sharing of your information and if you so choose,
you shouldcommunicate your decision to opt-out of receiving additional offers from themindividually.
Each insurance carrier may have its own specific opt-outprocedures, and you should follow their
instructions carefully.
Under the California Consumer Protection Act of 2018, a consumer has the right to request, via
verifiable request method, that autocoveragepro.com delete any personal information about the consumer
that has been collected. Upon receipt of such request, autocoveragepro.com shall delete the information
and shall direct its insurance carriers to delete the information from its records as well, except under
limited circumstances where the consumer’s information is required to: (1) compute the transaction for
which the personal information was collected, provide a good or service requested by the consumer, or
reasonably anticipated within the context of autocoveragepro.com’s ongoing business relationship with
the consumer, or otherwise perform a contract between autocoveragepro.com and the consumer; (2) detect
security incidents; protect against malicious, deceptive, fraudulent, or illegal activity; or prosecute
those responsible for that activity; (3) debug to identify and repair errors existing intended
functionality; (4) exercise free speech, ensure the right of another consumer to exercise his/her right
of free speech, or exercise another right provided for by law; (5) comply with the California Electronic
Communications Privacy Act; (6) engage in public or peer-reviewed scientific, historical, or statistical
research in the public interest; (7) to enable solely internal uses that are reasonably aligned with the
expectations of the consumer based on the consumer’s relationship with autocoveragepro.com; (8) comply
with a legal obligation; (9) otherwise use the consumer’s personal information, internally, in a lawful
manner that is compatible with the context in which the consumer provided the information.
Any information you provide to autocoveragepro.com will be retained until you make the decision to
cancel your account with us. If you want to cancel your account or if you want to request that we no
longer use your information to provide you with products and services, you can contact us at
contact@autocoveragepro.com. Even after this request, your information may be retained for the
appropriate amount of time to comply with various legal and statutory obligations.
Should you decide to exercise any of the above-mentioned rights under the California Consumer Protection Act, autocoveragepro.com is prohibited from discriminating against that consumer for that exercise. However, important to note is that autocoveragepro.com also offers a different price, rate, level, or quality of goods or services to the consumer if that price or difference is directly related to the value provided to the consumer by the consumer’s data.
Protecting the privacy of children is especially important. For this reason, we do not knowingly collect or maintain personal information at our website from individuals under the age of 18 years old. In the event that information is inadvertently collected from children, it will not knowingly be used for any purpose whatsoever, either inside or outside of our website. Should we obtain actual knowledge that such information has been collected, that information will be immediately deleted from our database. The information and services provided by us, our insurance carriers and advertisers are not intended for persons under 18 years old.
Since the safety of your personal information is incredibly important to us, we use industry recognized methods to protect the information you provide to us as it is being transmitted to autocoveragepro.com, and after we have received it. There is no method of data transmission or storage that is 100% fail-proof, so we cannot guarantee the absolute security of your information. For more questions about the security methods used on our website, please contact us at contact@autocoveragepro.com. If you do not agree with our methods of protecting your information, we ask that you abstain from submitting any information on our website.
From time-to-time, we may provide you the opportunity to participate in surveys on our site. If you participate, we may request certain personally identifiable information from you. Participation in these surveys or contests is completely voluntary and you, therefore, have a choice whether or not to disclose this information. The requested information typically includes contact information (such as name, telephone number, email and shipping address), and demographic information (such as zip code). We use this information to improve our websites, monitor website traffic or personalize the websites for future advertising and marketing campaigns.
A cookie is a bit of data that is placed on your computer by a website for tracking purposes. Essentially, the website can send information to your computer and your computer can send information back to the website via this cookie. This information is exchanged for the purposes of authentication, user session identification, user preferences, saving login information and some additional website optimization designed to improve the user experience. You have the right to reject cookies from our website, but if you choose to do so, you may not have access to the full range of products, services, and features we provide. Sometimes, cookies may be used to track and target your interests. In this case, your personal information may be tied to these cookies. However, all of the above rights regarding opt-out, unsubscribe, and the right to delete information still apply.
This site also provides links to external sites, and our Privacy Policy does not cover these websites. Should you choose to leave autocoveragepro.com via a link you find on our site, you should read and review the Privacy Policies associated with these websites thoroughly, as they may contain different terms.
If you would like to verify, correct, update or delete any of the information you have provided to autocoveragepro.com, please contact us at contact@autocoveragepro.com.
From time to time, coverageprofessor.com may make changes to this Privacy Policy without further notice to its users. You should continue to review this Policy periodically to ensure that you are up-to-date and knowledgeable about any changes that are taking place.